Zero Down Bad Credit Auto Loans

Zero Down Bad Credit Auto Loans

New Roads Auto Loans offers zero down bad credit auto loans. Zero down payment auto loans are for those having little or no cash for down payment. Auto loans with zero down payment makes buying a new car easier on your wallet. We will work with you and provide financing with zero down payment. Keep your cash and let the professionals at New Roads Auto Loans help you find your perfect vehicle. Through our parent company, we have been providing auto financing to consumers since 1991.

Using New Roads Auto Loans to get your financing in place before you shop for a vehicle takes the uncertainty out of getting a vehicle. We know how to finance customers into zero down bad credit auto loans and we’ll be with you when you shop for a vehicle. We’ll support you though out the financing and vehicle purchase process—it’s good to have our Loan Agents on your side!

New Roads Auto Loans will work with you to find the right payment amount for your budget. And New Roads Auto Loans makes loans to consumers with bad credit—with ZERO down payment. That’s right, you keep cash in your pocket AND get a new vehicle to drive.

Getting financed for an auto loan and budgeting a down payment can be a challenge, let New Roads Auto Loans show you the way. Check out our reviews—we’ve helped people just like you get a vehicle. And remember, New Roads Auto Loans is backed by Consumer Portfolio Services, Inc., (CPS). CPS has been in business since 1991. We have financed over 800,000 vehicles for consumers with credit problems—we can even show you how get a loan with a zero down payment. It’s important that you choose a company that is secure, trustworthy, treats you right and protects your personal information. New Roads Auto Loans is that company.


DON'T let bad credit stand between you and the vehicle that you deserve.

Everyone needs reliable transportation

Customer Feedback


Awesome Experience!

New Roads was an absolute pleasure to work with. My wife and I came into the process having a specific car in mind and we were determined not to be deterred. We had worked with a few dealerships and gotten some initial quotes. We knew our credit wasn't the best, so as a last minute move we decided to give New Roads a chance. Lori Heaton was an absolute "ANGEL". She was always so helpful, polite, and never pushy. Her communication and customer service skills made working with her such a joy. Our purchase story wasnt perfect by any means. We experience a dealer sell the very call we wanted out from under us, even after getting a Buy Order. The dealer went 4 days without returning calls and giving us the run around, before coming clean with us. My wife and I were discouraged, but Lori got right to work on getting us another choice. Our second vehicle choice at a Ford Dealer was all worked out when on the day we planned to test drive, the dealer informed us that they couldnt sell the car to us due to recall. At this point my wife and i were ready to give up and abandon hope. Lori once again just got back to work. She walked us through finding another vehicle and put us back on the track towards the car we wanted. 3rd time is a charm and were finally getting into the vehicle of our choice. I can't say enough about Lori. Her personality, professionalism, patience, and especially her positive attitude were the rays of sunshine that guided us through the dark process of buying a car. Never once did Lori try to talk us out of our vehicle of choice. She never once pressured us or tried to be a "Salesman" to us. I also want to thank Martha who helped us get all of our documents signed. She was so patient in making sure we understood the documents and what we were signing. This whole process made me glad that we chose to go with New Roads. We love our car and we love that we found such a great company, with great employees, to work with.

- Jeramie Alba


Highly Recommend!

We were very happy with the professionalism, courtesy, and service. Lynn and Jenny followed through on our behalf to insure a smooth auto purchase experience. We highly recommend the company based upon the exceptional customer service they provided.

- Michael Willems


Financial Angels!

Stephanie and Martha were super awesome. Like financial Angels! Easy to work with and very professional! I would highly recommend them to anyone.

- Tamara Webb

Why New Roads Auto Loans for Zero Down Payment


So, what are you waiting for? Get the new or used car that you want, by applying for a zero down bad credit auto loan today with New Roads Auto Loans.

We are your one-stop shop for financing your new/used auto or refinancing your current car/truck/SUV.


New Roads Auto Loans is a leader in the zero down payment auto loan market. We are backed by CPS an industry leader in the subprime lending arena.

With over 25 years of lending experience and a huge dealership network that specializes in bad credit auto loans New Roads Auto Loans is a perfect place to apply for financing for your next vehicle.



  • Fast and easy approval process
  • Purchase a vehicle with no money upfront

  • Works for people with no savings but with a steady income
  • Help build credit in a sustained manner over a fixed time frame
  • Interest rate may be higher, but can still secure affordable payments
For more information on zero down auto financing or to get your loan application for zero down auto finance started, come to New Roads Auto Loans.
Save money and save time, apply online today