We Make Bad Credit Auto Loans

We Make Bad Credit Auto Loans

Looking for Bad Credit Auto Loans?? You have found the right company. New Roads Auto Loans specializes in making bad credit auto loans to consumers across the country.

We make auto loans directly to customers that have filed bankruptcy, had a repossession, have a low credit score or have just plain old bad credit. Through our parent company, we have been making auto loans to consumers with bad credit since 1991. In fact, we have financed over 800,000 vehicles for consumers with bad credit, and we can probably finance you too.

New Roads Auto Loans is not a bank or a car dealer or a lead generation company, we lend money directly to you for the purchase of a new or used vehicle. Not only do we make bad credit auto loans to consumers across the country, our loan programs do not require any down payment. That’s right, you can get a bad credit auto loan with zero down payment—how great is that!!

Using New Roads Auto Loans to get your financing in place before you shop for a vehicle takes the uncertainty out of getting a vehicle when you visit a dealer. Having your financing set puts you more in control of the vehicle purchasing process. With your financing in place before visiting a dealer, you have the purchasing power and flexibility of a cash buyer, you decide which vehicle is best for you, not the dealer.

Not only does New Roads Auto Loans make bad credit auto loans, but we will help you find the right dealer in your area with the right vehicle to fit your budget and transportation needs. We’ve been through this process several thousand times and we know how to help you get a good deal, it’s good to have New Roads on your side when it’s time to get your next vehicle.

Getting financed for a bad credit auto loan can be a challenge, let New Roads Auto Loans show you the way. Check out our reviews—we’ve helped a ton of people just like you get a vehicle. And remember, New Roads Auto Loans is backed by Consumer Portfolio Services, Inc., (CPS). CPS is a publically traded company on the NASDAQ, under ticker symbol “CPSS”.

It’s important that you choose a company that is secure, trustworthy, treats you right and protects your personal information. New Roads Auto Loans is that company. Check us out, click on “Get Approved” and fill out our short application. After you hit “submit” we’ll have a decision back to you via email within 30 seconds—let’s get you started on your vehicle financing right away.


Use Our Bad Credit Auto Loan Program To Get Your Next Vehicle

Everyone needs reliable transportation

Customer Feedback


The Perfect Car!

Huge thanks to Victoria Hill and the rest of the crew at New Roads Auto Loans! I was kind of a pain in the butt because I wanted a very specific car for my next vehicle. I already had a "good cheap car" and was looking to upgrade into a "wow that's a nice car". The car I wanted was barely within my budget and Victoria fought tooth and nail to get me into this ride. It was the perfect car, 2012 Subaru WRX STI, 1 owner with a low 46k miles and a squeaky clean carfax from a local dealer. Couldn't be happier! Thanks New Roads for getting me into the car and loan I wanted when nobody else would.

- Tony Mosier


Exceptional Service!

New Roads Auto Loans gave me exceptional-top rated service when I applied for an auto loan. I received a pre-approval in minutes. A short time after my pre-approval, my assigned loan officer (Jenny Barandas) immediately called me and worked relentlessly to get me approved for my dream car at an exceptional interest rate. Jenny also worked to increase the amount loaned to me. At the conclusion of my car purchase, my interest rate was ten points lower than what the other financial institutions offered, and $150 less off the monthly note. Did I also mention I didn't have to put any money down, and my bankruptcy was discharged only a week before my loan approval. New Roads worked an auto loan miracle on my behalf and I am so grateful for them. I highly recommend New Roads Auto Loans!

- R. Jones


No Hassle!

The best thing that happened to me with a challenge credit score and report is New Roads Auto Loans, my agent Pam M. Is the best I picked the vehicle I wanted and she took care of everything else, Thank You New Roads Auto Loans for a no hassle car buying experience. Antonio Truesdale of MD

- Antonio Truesdale

Why New Roads Auto Loans for Zero Down Payment


Bad credit auto loans is what we do. We’ve financed over 800,000 vehicles for consumers with bad credit since 1991. Don’t mess around with middle men, go right to the source—New Roads Auto Loans.

Our friendly, professional staff is here to help, give us a try, you won’t be disappointed!


New Roads Auto Loans is a leader in the zero down payment auto loan market. We are backed by CPS an industry leader in the subprime lending arena.

Best of all, New Roads Auto Loans does not require any down payment to approve bad credit auto loans.



  • Fast and easy approval process
  • Purchase a vehicle with no money upfront

  • Works for people with no savings but with a steady income
  • Help build credit in a sustained manner over a fixed time frame
  • Interest rate may be higher, but can still secure affordable payments
For more information on bad credit auto financing or to get your loan application for bad credit auto finance started, come to New Roads Auto Loans.
Save money and save time, apply online today