How to Get a New Roads Car Loan

Get answers to frequently asked questions.
How Do I Get Approved For a Car Loan?

APPROVALS

How do I get approved for a car loan?
Complete your car loan application online. One of our helpful representatives will contact you shortly after you submit the loan application to review the terms of your loan approval and the purchase process. We make it easy for you to apply for a car loan even with bad credit.
Besides sending in the loan application, what else do I need?
It’s pretty simple. You need to be employed and must be able to provide proof of your income. We’ll ask for your current pay stub. There may be other additional documents or conditions that need to be met, but these are minimal and are specific to each applicant.
Can I get approved for a car loan with bad or poor credit?
Yes. We specialize in auto financing for car buyers with credit problems. We know what it takes to fund poor credit, or bad credit or no credit car loans. We’re backed by CPS, a national auto finance company that has been financing automobiles to people with real-world credit issues since 1991. We finance people with bankruptcy, prior repossession, charge-offs, late payments and/or tax liens. Basically, we are here to help you with bad credit auto financing. We have the experience. We know how to help. We are known as one of the best bad credit auto loans companies in the U.S.
What Is The Car Loan Process?

PURCHASE PROCESS

How does the car purchase process work?
There are three easy steps:
  1. Apply on line and get approved
  2. Provide your proof of income (and other documents as needed) for us to verify
  3. Work with a dealer to find the right car or truck that fits the terms of your approval
How much money do I need to put down for my car loan?
The great news is that New Roads does not require any down payment — ZERO DOWN PAYMENT!!
But, depending on the vehicle you purchase and the maximum amount financed you are approved for, some down payment may be required depending on the vehicle you select.
Who Can I Call for Bad Credit Car Loan?

CUSTOMER SERVICE

Can I talk to a representative before I apply for a car loan?
Sure. Just call 1-800-924-0364 and ask for a Customer Service Representative.

Our Customer Service Representatives will gladly answer all your questions.
What do current customers have to say about their experience working with New Roads Auto Loans?
I have rough credit, but I also need a car. NewRoads was able to help me out even with my bankruptcy and prior repossession. I was driving a new car within a few days of applying.
— Mr. Hinderstrom, Louisiana
I wasn’t sure if the New Roads financing was for real. I was really pleased at how fast and easy it was to get financing at New Roads. I had my loan funded within 36 hours of completing my application.
— May Cantor, Arizona
New Roads referred me to a dealer in my area that was extremely helpful and able to provide me with a great deal on a good car. Thank you New Roads!
— John Dinens, California
My wife and I had hit hard times and our credit was pretty bad. I heard about New Roads from a friend of mine. I was a bit hesitant to apply, because I didn’t want to get rejected. But to my surprise, New Roads gave us the second chance we needed. Now I’m back on the road and things are better.
— Tom Wentz, Michigan
When I applied through the site, I received an instant decision. I thought I was gonna get turned down, but New Roads approved me! And my New Roads rep was super friendly and helpful. It's nice to work with people that care about you and help you along the way. New Roads is the bomb!!
— Mary Minsters, Illinois
Is My Car Loan Application Secure?

SECURITY & CONFIDENTIALITY

Is the application process secure and confidential?
Yes. New Roads is a totally secure site and all consumer information is closely guarded. We don’t share your personal information with any third parties.

APPLY NOW

Applying is easy! We can have an answer to you in about 30 seconds and you can be shopping for a car today!