Zero Down Payment

The great news is that New Roads does not require any down payment - ZERO DOWN PAYMENT!

Approved customers that purchase a vehicle priced within the maxium amount financed on their New Roads auto loan can drive away with zero money down.

Apply For a Bad Credit Car Loan

Credit Trouble? No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

Apply Online For a Bad Credit Car Loan

New Roads Auto Loans:
Now Mobile Friendly!

Applying for an auto loan just got a whole lot easier. Apply on-the-go with the convenience of our new, mobile friendly site.

Fill out an application from your smart phone or tablet and receive an approval in seconds.

Credit Trouble?
No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

New Roads Auto Loans Makes Buying A Car Fast And Easy!

Apply Online For Auto Loans With Bad Credit

Apply Online Today

Fast, simple and secure

Apply Online For Bad Credit Car Loan Receive Approval Online

Receive Your Loan Package

Receive loan documents via email

Shop Cars Dealers With Bad Credit

Shop Like A Cash Buyer

Shop for a vehicle today

Customer Reviews

01/08/2020

Thanks Again!

Took a little time to get things going, finally I have my new car thanks to the New Roads team for their hard work. You guys helped when others didn't. Thanks Again!

- Glenda Iweha

01/02/2020

Great Car!

Very satisfied w/ my loan through NRAL. I have a 2016 Chevy Cruze, low miles, low payments. Jessica V was my loan specialist who help me find the car for me. I swear she was a gift from god because she actually helped me through the entire process. I had got a little discouraged for a second because living in Michigan they over tax on these cars, but luckily, I found one that was for me and I'm very satisfied.

- Tatyana Ashberry

12/29/2019

Above and Beyond!

We had the pleasure of working with Jessica Valenzuela during our loan process and she went so far above and beyond to get our loan processed and submitted for funding. From keeping me in the loop and constantly communicating any issues, delays, or needs, to staying on top of the dealership to get what was needed from them, correctly completed. She was always positive, helpful, and pleasant to work with. I really appreciated the human side of how she approaches and manages her job. Our loan terms are comfortable and manageable and allowed us to get a vehicle that suits our needs in an urgent situation when our family SUV broke down. I would absolutely recommend New Roads and will purchase through them again. Thank you, Jessica!

- Jennifer Montantes

Helpful Resources

Visit our Resources section for tools and resources to help guide you through the car-buying process. Our Payment Calculator tool makes it easy to calculate your monthly loan payment.



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Call Us Toll-Free: 1-800-924-0364

OUR CUSTOMER SERVICE REPS ARE AVAILABLE

Monday - Friday, 7 A.M. to 6 P.M. (PST)

Saturday, 8 A.M. to 5 P.M. (PST)

Why New Roads?

  • Quick, hassle-free application process
  • Our secure, online application takes just a few minutes to complete
  • We specialize in auto financing for consumers with credit problems
  • We are backed by CPS, a company that has financed over 800,000 vehicles since 1991