Bad Credit Should Not Keep You From Getting an Auto Loan in Georgia

Just about everyone in the country depends on reliable and safe transportation. You should be able to fit a great car, truck, or SUV into your budget, but the question always becomes, how to pay for it. If you have less than perfect credit, this may become a frustrating experience for you when you talk to the financing department at most dealerships. However, we are not most dealerships. We work with customers with all kinds of credit ratings, so you can count on us to work on your behalf to secure the best possible loan package for you.

What Rates Can a Borrower Expect?

Interest rates on car loans can vary widely. We are the lender and have been lending since 1991. We can help to secure the best possible terms for our customers. When it comes to Georgia bad credit auto loans, the rates might be a bit higher than if you had perfect credit. However, this is an opportunity to improve your credit score over time and get an even better loan in the future.

How Can a Prospective Borrower Get Started With a Car Loan Application?

To get started, you simply need to contact our auto loan department or apply directly from your mobile device. To speed things up, make sure you have your personal information available. A proof of residency, recent pay stubs, and employment data all help the process move along more swiftly.

What Sort of Financing Options Are Available?

As a direct lender, we can offer you a bad credit auto loan. Depending on the vehicle you choose, you may be asked to make a down payment. Beyond that, we have loans ranging from 24 to 72 months in most cases. You can work to get an auto loan with monthly payments that are manageable to you and fit within your household budget.

AWhat Range of Credit Scores Is Accepted?

Sub-prime auto loans are available to borrowers with all types of credit scores. Since each application is looked at individually, we take the time and consideration to look at your loan package. We will be here every step of the way to answer any questions that you may have.

If you are looking for a quality vehicle with monthly payments that you can afford, it is time to let us help you. Contact our loan department with any questions that you might have and allow us to begin working with you to get your bad credit auto loan. You can count on us to help you drive away in the car, truck, or SUV that you truly desire.