Bad Credit Auto Loans Pennsylvania

When you're looking to make a car purchase in Pennsylvania, bad credit doesn't have to get in your way. It's possible to get a car loan in the Keystone State if you've got bad credit or even no credit. New Roads Auto Loans offers a rapid Pennsylvania auto loan so that you can get a safe, reliable car for traveling to work. Thanks to our fast and guaranteed auto loan approval, you can finally get behind the wheel of your dream car.

Why You Need a Good Car in Pennsylvania

Pennsylvania is a large state, and if you're routinely going from Pittsburgh to Philly, there's no easier way to do it than with your own car. The extreme weather also makes owning a car a necessity. There's no way you can get around in Erie in the winter without a durable car. We've made it as easy as possible for you to get a subprime auto loan even if your credit is less than perfect.

Reasons to Work With Us

We want you to be behind the wheel of a great car, and that's why we make it easy to get an online auto loan. Some reasons to work with us:

How to Get an Auto Loan in Pennsylvania

Our auto loans in Pennsylvania are fast and easy to get. We have a lot of experience helping people get bad credit car loans in Pennsylvania. You don't have to come to our office or go anywhere. Just submit your application online from your phone or a computer. Whether you've had a bankruptcy, default, eviction, or some other issues with your credit history, it doesn't matter to us. We help all types of bad credit car buyers get an affordable loan for a car in Pennsylvania. To get a bad credit car loan, you'll need some basic information ready. This includes your Social Security number, employer name, and contact information, and your pay stub. Once you submit your online auto loan application through our website, you'll only have to wait a few minutes to receive a pre-approval.

Approval Qualifications for Bad Credit Auto Loans

Our approval qualifications are simple. We need proof of your job, income, residency and that's basically it! We won't ask to see your bank account balance or last year's tax returns unless your self-employed. Since there's no need for a cosigner, our process is fast.

What to Expect for a Vehicle APR

Car loan interest annual percentage rates (APRs) are based on your credit profile. They're also based on whether you're buying a used vehicle or a new one. Our rates vary based on the type of vehicle, whether it's new or used and your income level. Whether you've got your heart set on a gently used, dependable vehicle or a shiny new one, our guaranteed bad credit auto loans in Pennsylvania quickly get you in the driver's seat.

Down Payments: Do I Need One?

Not always, you don't need a down payment to get a bad credit car loan. We don't make you pay the usual 10% to 20% down on the price of your car. You'll still get an affordable vehicle APR even without a down payment. We don't judge your application based on a down payment. We rate your application on your ability to pay the monthly payments. We don't charge an application fee either, so there's no reason to wait to get the car you need.

More Time to Find the Right Car

Pennsylvania is the fifth-most populous state. More than 12 million people live here, and there are a lot of cars for sale. It might take you a couple of weeks to find the right one for your situation. We'll give you 30 days after your bad credit auto loan is approved. This gives you time to take a few test drives on the Pennsylvania Turnpike or a few of the hilly country roads. Pennsylvania is also the ninth-most densely populated state. You'll also want some time to drive through Pittsburgh's tunnels and across its bridges. With our quick process, you'll have plenty of time to make an informed choice about which car to buy. Apply online today!