Bad Credit Auto Loans Colorado

When you have bad credit and need a car in Colorado you may find it a bit difficult to obtain financing. It's much easier to keep employment with a reliable car, truck, or SUV. Public transport is an option in most of Colorado, however doesn't it make sense to drive your own vehicle? If you live in Denver or Boulder, your work schedule or location might not align with the mass transit options.

Fortunately, there are ways to get an auto loan in Colorado, even if you have bad credit. Here are some tips on what you should do and how our bad credit auto loan process works.

Why Having a Car in Colorado Is Important

Colorado's climate in the mountains can reach subzero temps quickly in the winter, and in the summer, the western canyons and eastern plains can easily reach 100F. You never know what type of weather conditions you'll have to deal with in just one day. The mass transit options tend to be crowded, especially in metro areas like Denver and Boulder, where the population has rapidly grown. If you don't want to deal with inclement weather, crowds of people, and irregular transit schedules, you need your own car.

How a Bad Credit Car Buyer Can Get a Car

You need to know that no matter what type of credit you have, it's possible to get a car loan. A bad credit car loan will require you to provide some personal information, including your name, Social Security number, address, telephone number, employer name, location, and income. If you're having someone cosign your loan, you'll also need to have their information. Once you apply online and give us your documentation, you'll be ready to shop for your new vehicle in no time.

No Money Down Auto Loans

Perhaps you just started a job, so you don't have much money to put down on a car. That's okay! There are car loans for you. No money down car loans will still fit into your monthly budget. You could choose a loan that involves a trade-in or a longer payoff period, making the payments more affordable.

No Cosigners Needed

If you have bad credit, you might not be able to get someone to cosign a loan for you. We'll still work with you! Colorado is a great place to do business, and workers here have a higher-than-average hourly income. Whether you're a student or you've just graduated and needed a car to get you to and from your new job, we offer car loans every day to people with no credit or bad credit.

Shopping for a Car

Our approval process only takes a few minutes. Once you're approved for a bad credit car loan in Colorado, you can take your time to buy a car that's just right for your situation. You don't have to have a car in mind or go out the same day and buy whatever is available. Your rate will be locked in, and there aren't any hidden fees or surprises if it takes you the full 30-day period to close the sale on your car. You can get a car, pickup truck, minivan, or SUV to accommodate your household and your storage and comfort needs.

New Roads Auto Loans is a direct lender you can trust. Get instantly approved for your bad credit car loan when you apply online today!