About Us

Learn more about New Roads Auto Loans and how we operate.
How To Get a New Loan

Our Mission

At New Roads, we know that credit problems can happen to good people. But we also believe that having a late model car is essential to modern life, and that credit problems shouldn't keep you from getting a good car or truck. That's why we specialize in giving auto loans to people with credit problems.

If you have bad credit and are concerned about qualifying for an auto loan, don't worry. New Roads is backed by CPS, we’ve financed over 650,000 vehicles since 1991 for consumers with credit problems.

Credible and Compassionate

New Roads is the direct to consumer division of Consumer Portfolio Services Inc. (CPS), a specialty finance company that has been providing auto loans to people with credit problems through car dealers nation wide since 1991.

CPS is a national company that has purchased over $18 billion in auto loans from dealers since 1991. Currently, CPS works with over 8,600 dealers nation wide. The company's stock is traded on the NASDAQ exchange under the symbol "CPSS".

Where We Finance

States For Getting Bad Credit Car Loans
New Roads offers direct to consumer financing in the following states:
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • New Jersey
  • New Mexico
  • South Carolina
  • Texas
  • Washington

Trust the Specialist in Subprime Auto Loans

Our loan application process is quick, secure, and totally hassle-free. Plus, you can begin shopping for a car or truck right after you are approved. Once approved, we'll need your paystub to verify, then we’ll send you our loan document package and you can begin looking for new or used car, truck or SUV right away.

As Easy as 1, 2, 3

With our simple and secure loan process, we can help get your auto loan on the fast track today. The online application takes just a few minutes to complete. We can have your decision in about 30 seconds and then you're good to go!

CONTACT US

CPS / New Roads
19500 Jamboree Road
Irvine, CA 92612