Zero Down Payment

The great news is that New Roads does not require any down payment - ZERO DOWN PAYMENT!

Approved customers that purchase a vehicle priced within the maxium amount financed on their New Roads auto loan can drive away with zero money down.

Apply For a Bad Credit Car Loan

Credit Trouble? No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

Apply Online For a Bad Credit Car Loan

New Roads Auto Loans:
Now Mobile Friendly!

Applying for an auto loan just got a whole lot easier. Apply on-the-go with the convenience of our new, mobile friendly site.

Fill out an application from your smart phone or tablet and receive an approval in seconds.

Credit Trouble?
No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

New Roads Auto Loans Makes Buying A Car Fast And Easy!

Apply Online For Auto Loans With Bad Credit

Apply Online Today

Fast, simple and secure

Apply Online For Bad Credit Car Loan Receive Approval Online

Receive Your Loan Package

Receive loan documents via email

Shop Cars Dealers With Bad Credit

Shop Like A Cash Buyer

Shop for a vehicle today

Customer Reviews

03/14/2019

What a Ride!

Man, what a ride (pun intended) this journey was. I honestly thought I wasn't gonna get the car, but Stevie and Lisa were awesome. Literally none of the issues came from NRAL, the dealership I chose was like pulling teeth. But Stevie stuck it out with me, fought for me, and I ended up getting the car that I wanted! I already referred my friend to New Roads and they got approved and they're on their way to getting a car with them as well. I appreciate everything you guys have done, and I'm glad I chose y'all! Highly recommended.

- Raymond Hayse

03/12/2019

Excellent Choice!

Lynn Reese helped me get into a practically brand-new car. She walked with me every step of the way. This was a new experience for me and it was an excellent choice. It took about a week for me to get into this car and I am loving it. Thank you, Lynn, for taking the time to explain the process and never letting me walk alone.

- Natalie Johnson

03/11/2019

Awesome Service!

This is a great place for your auto financing. Awesome customer service 10/10. They will try to work with you no matter what situation you're in. They will even go as far as texting you off hours to help you get everything done faster to get you in a nicer newer car! Really happy with everything they have done for me.

- James M. Reed

Helpful Resources

Visit our Resources section for tools and resources to help guide you through the car-buying process. Our Payment Calculator tool makes it easy to calculate your monthly loan payment.



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Call Us Toll-Free: 1-800-924-0364

OUR CUSTOMER SERVICE REPS ARE AVAILABLE

Monday - Friday, 7 A.M. to 6 P.M. (PST)

Saturday, 8 A.M. to 5 P.M. (PST)

Why New Roads?

  • Quick, hassle-free application process
  • Our secure, online application takes just a few minutes to complete
  • We specialize in auto financing for consumers with credit problems
  • We are backed by CPS, a company that has financed over 800,000 vehicles since 1991