Zero Down Payment

The great news is that New Roads does not require any down payment - ZERO DOWN PAYMENT!

Approved customers that purchase a vehicle priced within the maxium amount financed on their New Roads auto loan can drive away with zero money down.

Apply For a Bad Credit Car Loan

Credit Trouble? No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

Apply Online For a Bad Credit Car Loan

New Roads Auto Loans:
Now Mobile Friendly!

Applying for an auto loan just got a whole lot easier. Apply on-the-go with the convenience of our new, mobile friendly site.

Fill out an application from your smart phone or tablet and receive an approval in seconds.

Credit Trouble?
No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

New Roads Auto Loans Makes Buying A Car Fast And Easy!

Apply Online For Auto Loans With Bad Credit

Apply Online Today

Fast, simple and secure

Apply Online For Bad Credit Car Loan Receive Approval Online

Receive Your Loan Package

Receive loan documents via email

Shop Cars Dealers With Bad Credit

Shop Like A Cash Buyer

Shop for a vehicle today

Customer Reviews

08/19/2019

The Perfect Car!

Huge thanks to Victoria Hill and the rest of the crew at New Roads Auto Loans! I was kind of a pain in the butt because I wanted a very specific car for my next vehicle. I already had a "good cheap car" and was looking to upgrade into a "wow that's a nice car". The car I wanted was barely within my budget and Victoria fought tooth and nail to get me into this ride. It was the perfect car, 2012 Subaru WRX STI, 1 owner with a low 46k miles and a squeaky clean carfax from a local dealer. Couldn't be happier! Thanks New Roads for getting me into the car and loan I wanted when nobody else would.

- Tony Mosier

08/18/2019

Exceptional Service!

New Roads Auto Loans gave me exceptional-top rated service when I applied for an auto loan. I received a pre-approval in minutes. A short time after my pre-approval, my assigned loan officer (Jenny Barandas) immediately called me and worked relentlessly to get me approved for my dream car at an exceptional interest rate. Jenny also worked to increase the amount loaned to me. At the conclusion of my car purchase, my interest rate was ten points lower than what the other financial institutions offered, and $150 less off the monthly note. Did I also mention I didn't have to put any money down, and my bankruptcy was discharged only a week before my loan approval. New Roads worked an auto loan miracle on my behalf and I am so grateful for them. I highly recommend New Roads Auto Loans!

- R. Jones

08/18/2019

No Hassle!

The best thing that happened to me with a challenge credit score and report is New Roads Auto Loans, my agent Pam M. Is the best I picked the vehicle I wanted and she took care of everything else, Thank You New Roads Auto Loans for a no hassle car buying experience. Antonio Truesdale of MD

- Antonio Truesdale

Helpful Resources

Visit our Resources section for tools and resources to help guide you through the car-buying process. Our Payment Calculator tool makes it easy to calculate your monthly loan payment.



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Call Us Toll-Free: 1-800-924-0364

OUR CUSTOMER SERVICE REPS ARE AVAILABLE

Monday - Friday, 7 A.M. to 6 P.M. (PST)

Saturday, 8 A.M. to 5 P.M. (PST)

Why New Roads?

  • Quick, hassle-free application process
  • Our secure, online application takes just a few minutes to complete
  • We specialize in auto financing for consumers with credit problems
  • We are backed by CPS, a company that has financed over 800,000 vehicles since 1991