Zero Down Payment

The great news is that New Roads does not require any down payment - ZERO DOWN PAYMENT!

Approved customers that purchase a vehicle priced within the maxium amount financed on their New Roads auto loan can drive away with zero money down.

Apply For a Bad Credit Car Loan

Credit Trouble? No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

Apply Online For a Bad Credit Car Loan

New Roads Auto Loans:
Now Mobile Friendly!

Applying for an auto loan just got a whole lot easier. Apply on-the-go with the convenience of our new, mobile friendly site.

Fill out an application from your smart phone or tablet and receive an approval in seconds.

Credit Trouble?
No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

New Roads Auto Loans Makes Buying A Car Fast And Easy!

Apply Online For Auto Loans With Bad Credit

Apply Online Today

Fast, simple and secure

Apply Online For Bad Credit Car Loan Receive Approval Online

Receive Your Loan Package

Receive loan documents via email

Shop Cars Dealers With Bad Credit

Shop Like A Cash Buyer

Shop for a vehicle today

Customer Reviews

11/25/2019

Simple Process!

I am currently in the middle of a Chapter 13 bankruptcy and learned about New Roads Auto Loans. So, I applied and was approved. It was a very simple process. Got the car I wanted with no down payment. I worked with Jessica Valenzuela during the whole loan process. She was very friendly, helpful, and patient with me from beginning to end no matter how many times I called and inquired about things. I would like to Thank Jessica for providing me an awesome customer experience. Thanks, New Roads.

- Timothy Patrick

11/23/2019

Great Experience!

I had a great car buying experience from start to finish! Great work done by Stephanie Stetts. Thank you for taking the time and helping me on this process. You clarified and answered all my questions. What a great easy experience!

- Michelle Reeves

11/22/2019

Thank You New Roads!

First, I was very hesitant about this. With my credit not so good and having a very recent repossession on my credit. Then I found New Roads and agent Lori Heaton. She was friendly, knowledgeable and tenacious. She walked me through the process, continued to stay in touch. Making sure that I get the emails and signing off on the contracts. Once approved, she helped me find a car. I've never seen anyone so dedicated to helping her client. Lori Heaton I'm a fan for life. Thank you, New Roads,!!!!

- Teddy Kemp

Helpful Resources

Visit our Resources section for tools and resources to help guide you through the car-buying process. Our Payment Calculator tool makes it easy to calculate your monthly loan payment.



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Call Us Toll-Free: 1-800-924-0364

OUR CUSTOMER SERVICE REPS ARE AVAILABLE

Monday - Friday, 7 A.M. to 6 P.M. (PST)

Saturday, 8 A.M. to 5 P.M. (PST)

Why New Roads?

  • Quick, hassle-free application process
  • Our secure, online application takes just a few minutes to complete
  • We specialize in auto financing for consumers with credit problems
  • We are backed by CPS, a company that has financed over 800,000 vehicles since 1991