Zero Down Payment

The great news is that New Roads does not require any down payment - ZERO DOWN PAYMENT!

Approved customers that purchase a vehicle priced within the maxium amount financed on their New Roads auto loan can drive away with zero money down.

Apply For a Bad Credit Car Loan

Credit Trouble? No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

Apply Online For a Bad Credit Car Loan

New Roads Auto Loans:
Now Mobile Friendly!

Applying for an auto loan just got a whole lot easier. Apply on-the-go with the convenience of our new, mobile friendly site.

Fill out an application from your smart phone or tablet and receive an approval in seconds.

Credit Trouble?
No problem.

New Roads is dedicated to providing car loans to good people with credit problems.

Our online approval process is quick, secure and totally hassle-free. Plus, you can begin shopping for a car today.

New Roads Auto Loans Makes Buying A Car Fast And Easy!

Apply Online For Auto Loans With Bad Credit

Apply Online Today

Fast, simple and secure

Apply Online For Bad Credit Car Loan Receive Approval Online

Receive Your Loan Package

Receive loan documents via email

Shop Cars Dealers With Bad Credit

Shop Like A Cash Buyer

Shop for a vehicle today

Customer Reviews

02/18/2019

Incredible!

I had an incredible experience working with Wanda Murphy Smith she made it easy to get a car I wanted while also making it affordable. Best experience ever.

- Michael Woods

02/17/2019

Awesome!

I just got financed through new roads and picked up my vehicle 2 days ago. It took longer than expected but Lynn Reece was awesome and went above and beyond to make sure I got the vehicle I wanted! I would recommend New Roads if you have less than perfect credit and having troubles getting financing!

- Anne Connolly

02/16/2019

Above and Beyond!

Lori Heaton was my loan specialist and she went above and beyond helping me through the process. As someone who has sold cars before and is used to going into a dealership and dealing with them on my own, it was nice to have somebody else work out the details. She also made sure that the car I was getting was worth it. Being in an open BK I wasn't sure what I was going to do when my BK discharges next week. I'm glad I didn't wait to pull the trigger as this process does take time. My loan took slightly over a week before I was in my awesome car! I was able to purchase a super low mileage 2014 Lincoln Navigator fully loaded and had enough to roll a service contract into the loan. The rate they gave me was unbeatable considering my credit status now. Thanks to Lori for helping me through this! She's incredible and a great asset to New Roads Auto Loans!

- P. Matteo.

Helpful Resources

Visit our Resources section for tools and resources to help guide you through the car-buying process. Our Payment Calculator tool makes it easy to calculate your monthly loan payment.



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Call Us Toll-Free: 1-800-924-0364

OUR CUSTOMER SERVICE REPS ARE AVAILABLE

Monday - Friday, 7 A.M. to 6 P.M. (PST)

Saturday, 8 A.M. to 5 P.M. (PST)

Why New Roads?

  • Quick, hassle-free application process
  • Our secure, online application takes just a few minutes to complete
  • We specialize in auto financing for consumers with credit problems
  • We are backed by CPS, a company that has financed over 800,000 vehicles since 1991